Basic Home Loans
We make finding the right home loan easy for you.
A Basic Home Loan is a 'no frills' loan which is designed to suit those who don't wish to pay for features they do not require.
Loan Features
- Loan term can be up to 30 years.
- Flexible repayments - weekly, fortnightly or monthly, and additional payments usually permitted.
- Usually have a redraw facility to enable you to easily access any surplus repayments.
- Can enable you to take advantage of interest rate movements.
- Can be used for Investors, Construction or Owner Occupiers.
- With Construction Loans, progressive drawdowns can be arranged.
- If interest rates rise, your repayments would increase in line with interest rate increases.
| Product Name |
Variable
Rate |
Additional
Payments |
Redraw
Facility |
Interest
Only |
Offset
Facility |
| Basic Home Loan |
Yes |
Yes |
Yes |
Yes |
No |
|
Variable Rate Home Loan |
Yes |
Yes |
Yes |
Yes |
Yes |
| Fixed Rate Home Loan |
No |
Yes |
No |
Yes |
No |
| Line of Credit Facility |
Yes |
Yes |
Yes |
Yes |
No |
Speak to one of our Home Loan Experts to find the right solution for you. Simply complete our Online Quote Form and one of our Loan Experts will contact you to discuss your options, and then negotiate the right lender terms, rate and conditions for you.
We will organise all the paperwork, assist you with any documents that require signing and keep in touch with you to continually monitor your loan's performance. As your lifestyle and circumstances change over time, we will work with you to ensure you are never held back with the wrong loan.
Alternatively, please feel free to ring and speak to one of our Finance Professionals on (08) 9381 8311, or email us and we will arrange for one of our team to speak with you in person.