Fixed Rate Home Loans

Lock in your loan rate at the RIGHT rate for you!

A Fixed Rate Home Loan offers you the certainty of knowing what your repayments are for the agreed fixed term.  While the most common loan terms to lock in are 2, 3, 4 and 5 years, a fixed rate of up to 10 years is available from some lenders.

Loan Features

• Allows 'Interest Only' repayments enabling you to minimise your repayments and assist with cash flow.
• Some lenders allow limited additional repayments helping you reduce the amount of interest you may pay.
• Provides ease of budgeting with set repayments for the term of the loan.
• Can be used for Investors, Construction or Owner Occupiers.
• Charges may apply should you wish to terminate the term before the agreed maturity date.
• Rate Lock may be available with some panel lenders.  This ensures you keep the advertised interest rate at the time of your application for a specified period of time.

Product Name	Variable Rate	Additional Payments	Redraw Facility	Interest Only	Offset Facility
Basic Home Loan	Yes	Yes	Yes	Yes	No
Variable Rate Home Loan	Yes	Yes	Yes	Yes	Yes
Fixed Rate Home Loan	No	Yes	No	Yes	No
Line of Credit Facility	Yes	Yes	Yes	Yes	No

Speak to one of our Home Loan Experts to find the right solution for you.  Simply complete our Online Quote Form and one of our Loan Experts will contact you to discuss your options, and then negotiate the right lender terms, rate and conditions for you. 



We will organise all the paperwork, assist you with any documents that require signing and keep in touch with you to continually monitor your loan's performance.  As your lifestyle and circumstances change over time, we will work with you to ensure you are never held back with the wrong loan.  

Alternatively, please feel free to ring and speak to one of our Home Loan Experts on (08) 9381 8311, or email us and we will arrange for one of our team to speak with you in person.