Line of Credit Facilities
We will find a flexible, functional facility at the right price.
A Line of Credit is a flexible facility designed to enable you to turn the equity in your property into a ready source of funds up to an agreed limit.
You can use the funds for any purpose, and any principal repaid is available to be redrawn.
Loan Features
- Extremely flexible - funds can be used for any purpose.
- Salary, dividends or other payments can be credited to this account.
- Access to funds via ATM, cheque, the lender's branch network (if applicable to lender selected), Telephone Banking and EFTPOS.
- Extra repayments or lump sum deposits allowed at any time without lender penalty.
- Variable interest rate can enable you to take advantage of interest rate movements.
| Product Name |
Variable
Rate |
Additional
Payments |
Redraw
Facility |
Interest
Only |
Offset
Facility |
| Basic Home Loan |
Yes |
Yes |
Yes |
Yes |
No |
|
Variable Rate Home Loan |
Yes |
Yes |
Yes |
Yes |
Yes |
| Fixed Rate Home Loan |
No |
Yes |
No |
Yes |
No |
| Line of Credit Facility |
Yes |
Yes |
Yes |
Yes |
No |
Speak to one of our Finance Professionals to understand the right solution for you. Simply complete our Online Quote Form and one of our Loan Experts will contact you to discuss your options, and then negotiate the right lender terms, rate and conditions for you.
We will organise all the paperwork, assist you with any documents that require signing and keep in touch with you to continually monitor your loan's performance. As your lifestyle and circumstances change over time, we will work with you to ensure you are never held back with the wrong loan.
Alternatively, please feel free to ring and speak to one of our Finance Professionals on (08) 9381 8311, or email us and we will arrange for one of our team to speak with you in person.