Your Knowledge Centre

News & Information Written By Our Very Own Experienced Team

Are you relying on a personal credit card for business expenses?

By Michael Papadopoff | October 21, 2021

We’ve all been guilty of the odd credit card mix-up from time to time – it happens! But if you’re consistently relying on a personal credit card to pay your business expenses – like 4-in-10 SME owners – then it’s probably time to explore other funding options.

Read More

Seismic shift: two major banks hike fixed interest rates

By Michael Papadopoff | October 21, 2021

Are the days of ultra-low fixed interest rates over? It’s looking increasingly so, with two major banks increasing their fixed rates this week. So if you’ve been thinking about fixing your mortgage lately, it could be time to consider doing so.

Read More

How 1-in-10 first home buyers cracked the market 4 years sooner

By Michael Papadopoff | October 14, 2021

Almost 33,000 Australians bought their first home four years sooner thanks to two federal government schemes that give first home buyers a leg up into the property market. Could you, or someone you know, be eligible?

Read More

SME lending options are on the rise, but how do you access them?

By Michael Papadopoff | October 7, 2021

While many SME owners worry about their access to finance, a surge of new lenders and products is rapidly expanding the options available. And brokers have an important role to play for businesses, says the Productivity Commission.

Read More

Bar raised for borrowers: tougher home loan serviceability tests

By Michael Papadopoff | October 7, 2021

Some borrowers will soon find it harder to get a mortgage after the banking regulator announced tougher serviceability tests for home loans. So who will they impact most?

Read More

Is a home loan lending crackdown on the horizon?

By Michael Papadopoff | September 30, 2021

The federal treasurer has given the strongest indication yet that a home loan crackdown is coming, stating that “carefully targeted and timely adjustments” may be necessary to avoid troubled waters. So what could a potential lending crackdown look like?

Read More

Only half of SMEs have recently been able to secure full funding: report

By Michael Papadopoff | September 23, 2021

Almost one-in-two SMEs have applied for new funding in the last six months, a new report has found, and of those SMEs only half were successful in obtaining the full amount they were seeking.

Read More

Top 5 property investor trends for 2021-22

By Michael Papadopoff | September 23, 2021

With house prices going gangbusters in the first half of 2021, is it still a good time to buy property? The majority of investors think so, according to the latest annual survey. And investors have their sights set on one city in particular.

Read More

Are you too loyal for your own good? The banks think so

By Michael Papadopoff | September 16, 2021

The average Australian homeowner is paying more than $37,000 in extra interest over the life of their home loan due to the loyalty tax, and it’s got three-quarters of borrowers feeling “ripped off” and “angry”.

Read More

Refinancing figures are on a record-breaking run: here’s why

By Michael Papadopoff | September 9, 2021

With interest rates at record low levels, the number of homeowners refinancing skyrocketed to an all-time high in July. Today we’ll run you through why so many people are refinancing, and why you should consider doing so too.

Read More