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Latest Financial Tips and Advice

Top Tip for Successful Property Purchase

Having been in business since 2004 we have seen plenty of property and interest rate cycles over the years.

At the moment the Perth property market, in many areas, is soft it’s fair to say. In relation to interest rates, these are still very low by historical standards. If you put these two facts together, this could well prove to be a good time to upgrade your home or purchase an investment property.

When buying a property, we've learned over time that buyers who have taken the time to speak with us and obtain a pre-approval BEFORE going house hunting, place themselves in a superior position when it comes to the property purchase negotiation. We have seen this strategy work even when the offer is below the seller’s price expectation. When considering offers, having finance pre-approved can see your offer taken in preference to rival offers, as it removes a big barrier to the offer proceeding to a successful sale.

There are three clear advantages to having your finance pre-approved.

  1. You will have a clear understanding of what you can borrow.
  2. You will be more confident to bid at Auctions - a selling strategy we are seeing more in WA.
  3. Your offer is usually seen by the seller as stronger than other offers without a pre-approval in
    place.

Our team of Finance Brokers has many years of experience in listening to your goals and finding the right pre-approved loan for you.

Once you are working with us, we can also continue to keep your pre-approval current if it takes you a bit longer to find your dream property, as most pre-approvals expire after 3 months.

We will work with you and ensure your pre-approval is current for as long as you need it in place.

Ring us today on 08 9381 8311 or, for a quick idea on what you can borrow, click to Request an Online Quote, and we will come back to you with further information.

 

Changes to the WA First Home Buyers Grant Boost

With the recent change of State Government in Western Australia, changes have been made to the First Home Owners Grant Boost of $5,000 which was originally approved for the 2017 year.

The $10,000 First Home Owners Grant is still available to those building or buying a new home (never lived in).

However, the $5,000 First Home Owners Grant Boost will now cease on 30 June 2017. The good news is that there is still time to qualify for it if you have contracts in place by 30 June 2017.

Given this change, if you know of any First Home Buyers who wish to get in while the $5,000 Boost Grant is still in place, please put them in touch with us ASAP. We can still get finance approved in time to take advantage of the Boost Grant if they speak with us now.

For any interested First Home Buyers, an extra $5,000 could go a long way to helping them secure a home of their own, so call us today on 08 9381 8311 and let’s see how we can help.