Your Knowledge Centre

Is Perth going to be countercyclical to east coast capital cities? So, what’s happened in the last 12 months?  Melbourne and Sydney property prices are coming off their highs.  However, it must be remembered these cities had big increases in values over the past few years. If east coast capital…

Recent Bank Interest Rate Increases As your chosen Mortgage Broker, we see our role as keeping up to date with market and industry related changes. As such, we will provide you with relevant mortgage information as changes occur. If you have been tuned in to any mainstream media in the…

Recent results of a survey of 1,000 Australians has shown that nearly half of prospective home buyers did not know what Lender’s Mortgage Insurance (LMI) was, despite knowing they were going to pay for it. Even more alarming, nearly a quarter of prospective home buyers thought that LMI provided them…

With all of the media coverage about the ongoing Financial Services Royal Commission, we wanted to touch base with you and understand any concerns you may have with: your individual lender, the broader mortgage and finance industry in general. While most of the cases of misconduct reported have involved the…

There are currently two Government instigated initiatives which have the potential to significantly change the Australian mortgage landscape. The first and most headline-grabbing is the Royal Commission into the major banks. Whilst early days for this, we are certainly hoping that this will bring to the forefront some of the…

In October 2016, we ran an article looking at a snapshot of the Perth Property Market, commenting on aspects of the market snapshot. Given many of our customers have an interest in the Perth residential real estate market, we thought it would be interesting to do a comparison exactly one…

Top Tip for Successful Property Purchase Having been in business since 2004 we have seen plenty of property and interest rate cycles over the years. At the moment the Perth property market, in many areas, is soft it’s fair to say. In relation to interest rates, these are still very…

Should I fix my home loan? 6 easy questions to help you answer this! Recent changes to both fixed and variable interest rate loans have resulted in a significant amount of client inquiries about fixing loan interest rates. Many have concerns about the ramifications of a potential increase in interest…

Getting a Loan for ‘Off the Plan’ Apartment Purchases We are seeing many new apartments under construction in and around Perth, and in other capital cities around Australia. Sales of these are usually ‘off the plan’. When you buy an apartment ‘off the plan’, you are contracting to purchase a…

The Federal Election is Over … So What Has Changed? Well, after all the promises, upsets and endless media coverage, the Liberal government has been returned for another term. What we noticed while the election was happening was that many personal and business decisions were stalled. Given the uncertainty, nobody…